Check LIC Policy Status Online – Find Unclaimed Amounts with Policy Number, PAN, or DOB

Published On: September 3, 2025 3:57 pm

Easily check LIC policy status and unclaimed amounts online. Enter your policy number, PAN, or date of birth to know if any funds are pending under your LIC policy. Stay updated and secure your rightful benefits.

In today’s digital-first world, keeping track of your financial investments is no longer optional—it’s essential. Millions of people across India rely on Life Insurance Corporation of India (LIC) for security, savings, and future planning. However, what many do not realize is that a significant number of policyholders have unclaimed amounts lying with LIC. These could be due to missed survival benefits, forgotten maturity claims, or even overlooked premium refunds.

The good news is that LIC now makes it simple to check LIC Policy details online. With just a few clicks, you can know whether any amount under your policy is pending.

Why Checking Your LIC Policy Status Matters

A large number of policyholders or nominees remain unaware of the benefits they are entitled to. Over time, forgotten policies or incomplete paperwork lead to unclaimed funds. By checking your LIC policy status, you can:

Ensure you do not miss any benefits like survival payouts or maturity amounts.
Confirm whether there are any pending unclaimed dues under your name.
Keep your family informed and secure in case of unforeseen circumstances.
Avoid delays in financial planning caused by untracked funds.

Even if you took out a policy years ago, you can quickly confirm the status online without visiting a branch office.

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How to Check LIC Policy Status and Unclaimed Amounts

LIC provides a straightforward way for policyholders to verify their policy status and check unclaimed amounts. You only need to enter any two details to proceed.

Step-by-step process:

Visit the official LIC website.
Go to the “Unclaimed Amounts” or “Policy Status” section.
Enter any two of the following details:
- Policy Number
- PAN (Permanent Account Number)
- Date of Birth
Submit the details to check if there are any unclaimed amounts linked to your policy.

Within moments, the system will display whether you have any funds pending. This makes it simple for policyholders and nominees to track their rightful claims.

Why People Often Have Unclaimed LIC Amounts

There are several reasons why funds remain unclaimed under LIC policies:

Change of address without updating records with LIC.
Misplaced policy documents.
Lack of awareness about survival benefits and maturity payouts.
Premium payments or maturity dates are forgotten over time.
Policies purchased years ago and not tracked regularly.

Regularly checking your policy status ensures that none of your money goes unnoticed.

More Useful Collections of Information

To make things easier for readers, here are some collections we share regularly on our platform:

Tech Updates Collection – Stay updated with the latest gadgets, software, and AI-driven innovations.
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This way, our readers not only check their LIC policy but also keep up with essential tech and lifestyle updates.

Check LIC Policy

Importance of Regularly Checking Your LIC Policy

Checking your LIC policy once is not enough. Policies often have periodic survival benefits, bonus additions, or maturity dates. By making it a habit to check LIC Policy details regularly, you will:

Stay informed about upcoming payouts.
Avoid missing deadlines for claims.
Ensure your nominee can easily access benefits in case of emergencies.
Protect your hard-earned money from remaining idle or unclaimed.

Final Thoughts

Your LIC policy represents years of savings and planning. Allowing your money to remain unclaimed is simply a loss to you and your family. Thankfully, LIC’s online tools make it easier than ever to track your policy status.

Take a few minutes today to check your LIC Policy status using your policy number, PAN, or date of birth. This small step could unlock funds that belong to you and ensure financial peace of mind for the future.